The first thing you would do if you wanted to earn money online with your phone in Nigeria would be to download apps to make money online in Nigeria.
Of course, a number of apps on the internet make claims to pay real money. After you hit the withdrawal limit, many won’t pay you, and some can have you do a lot of work before you can cash out.
But this doesn’t imply there aren’t some profitable apps to make money online in Nigeria as a student out there. This article has compiled a list of the top 15 apps to make money online in Nigeria and getting actual cash out.
In this article, we will be showing you all of them. That is, apps that could pay thousands of dollars and more working online from Nigeria.
If you’re ready to discover the apps to make money online in Nigeria and start cashing out online legitimately using your phone, let’s get started!
Understanding Money Making Apps
Let’s first explain what money-making applications are. These are merely smartphone apps that enable you be paid to do activities, shop, play games, or complete surveys.
Notably, several of these applications provide a great opportunity to supplement your income by paying real money instantaneously.
The world is quickly moving toward a digital economy, and new developments in technology are constantly altering how we do business.
Nigeria is not an exception to this trend, as more and more Nigerians are using these legit apps to make money in Nigeria.
Nigerian money-making apps may be a fantastic method to augment your income or even make a profit if you have the correct resources.
To prevent frauds, nevertheless, it’s crucial to make informed decisions, particularly while searching for a legitimate online tool that
Read also – How to Make Money Online Without Paying Anything: 10 Proven Ways
Top 15 Apps to make money in Nigeria
With so many options available, here are our best picks of apps that you can use to make money online in Nigeria:
1. Toloka
Toloka is the first app on our list of apps to make money online in Nigeria. This program, which can be found on the Google Play Store. The app compensates you for performing easy tasks both offline and online.
There are field jobs in Toloka that you may do for pay if you spend a lot of time outside your house or walking.
These involve confirming or updating details on companies, such uploading images, labeling building entrances, and looking up their operating hours.
If you would rather work from home, you may get money by rating websites on how excellent or bad they are. Additionally, you may record your TV, snap selfies, view movies, and more.
The amount of money you can make depends on how much each task pays. The more tasks you complete, the more money you earn. You can withdraw funds in naira via Skrill, or Payoneer.
2. Swagbucks
Over the years, customers of the well-known survey website Swagbucks have received over $300 million in payouts.
You may play games, view movies, download applications, do surveys, and more using this app. If you purchase online as well, Swagbucks offers cash back.
When you complete a task, you receive “SB” points. Among other gift cards, these SB may be exchanged for Amazon, Target, Starbucks, and Steam gift cards.
Because you may earn up to 5000SB or more each task—roughly $50—the tasks on this app pay significantly.
Every day, there are an infinite number of tasks to do; the more you accomplish, the more money you make.
3. Make Money – Cash Earning App
Make Money Cash Earning is among the apps to make money online in Nigeria that pays users for completing simple tasks like surveys, website testing, downloading apps, and playing games.
It operates similarly to Swagbucks, where you earn points for each task completed. These points can be converted into real money, making it a convenient way to earn extra income online.
With this app, you can accumulate up to 12 million points ($12 or ₦6,000) or even more just by downloading and playing games.
The conversion rate is straightforward—one million points equals $1 (approximately ₦500). Once you reach the withdrawal threshold, you can cash out your earnings through PayPal.
This earning method requires no investment, making it ideal for students or anyone looking for an easy side hustle.
By consistently completing tasks, you can steadily increase your earnings while enjoying fun activities like gaming and app testing.
4. BuzzBreak
Next on list of apps to make money online in Nigeria is BuzzBreak which compensates users for reading breaking news from well-known news outlets including CNBC, Al Jazeera, Forbes, The New York Times, and others.
Additionally, you may make money by installing applications, playing games, and viewing movies. The first step in making money with this app is registering.
Free bonus points will be awarded to you; more points will be awarded if you submit a referral code; and you will also receive points for referring friends to download and use BuzzBreak.
Every work you accomplish earns you points, which you can then exchange for cash or withdraw using Gcash or PayPal. BuzzBreak requires a minimum withdrawal of $0.02.
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5. Scooper
Next on list of apps to make money online in Nigeria for reading news and earning money is called Scoopers. You may read news from Nigerian and international news sources for free using this app.
Scooper allows users to earn money by simply reading articles and referring others to the platform. Each article you read earns you five points, and you can read up to 30 articles per day, totaling 150 points daily.
This makes it an easy and passive way to accumulate earnings over time. Additionally, you can boost your earnings by referring new users to download and register for the Scooper app, similar to BuzzBreak. The more people you invite, the more points you earn, increasing your overall rewards.
Once you reach the minimum withdrawal threshold, your funds are transferred directly to the bank account linked to your Scooper account.
This makes it a convenient way to earn extra income without any investment. If you enjoy reading and have some free time, Spotter offers a simple way to turn your daily reading habit into a rewarding side hustle.
6. Foap
If you want to make serious money online, Foap is one of the best apps to make money online in Nigeria.
This platform allows you to earn by selling your photos, making it an ideal option for photographers or anyone with a smartphone and an eye for great shots.
The process is simple—just take high-quality pictures, upload them to the app, and earn money whenever someone downloads your images.
Registration is free, and you receive a 50% commission on every sale. With top brands like Getty Images purchasing photos from Foap, there is significant earning potential.
Whether you capture landscapes, portraits, or everyday moments, your images can generate passive income. The more photos you upload, the higher your chances of making money.
If you enjoy photography, Foap provides an excellent opportunity to turn your passion into profit without any initial investment.
7. Clickworker
One of the greatest apps to make moeny online in Nigeria is Clickworker. You will need to Install apps and completing surveys are just two of the many ways to earn money with this app.
By performing some of the microjobs that other users on Clickworker provide, you may also get paid. Data input (typing), registering on various websites, recording voice and video, completing third-party CPA offers, and many more tasks are among them.
Clickworker is among the highest-paying apps to make money online in Nigeria, offering the opportunity to make up to $500 or more each month by performing online microjobs.
However, the amount of time you have to invest will determine this. Weekly payments are made via PayPal.
8. Chingari
Instead of posting, liking, and sharing videos on TikTok without earning, you can do the same on the Chingari app and make money daily.
Chingari is a social media platform similar to TikTok, where users create, post, and engage with short videos while earning rewards.
The app pays users in its cryptocurrency, GARI, for activities like posting content, liking, and sharing videos. This provides a unique opportunity to monetize your social media activity effortlessly.
Although not as widely known as TikTok, Chingari has gained popularity with over 50 million downloads worldwide. This means users have access to unlimited videos, allowing them to earn consistently.
Whether you’re a content creator or someone who enjoys watching videos, Chingari offers a simple way to earn while engaging in what you already love.
It’s an exciting platform for those looking for apps to make money online in Nigeria.
9. Carry 1st Trivia App
One of the most widely used apps to make money online in Nigeria is Carry 1st Trivia. People have been earning additional money every day with this app for a long time.
Answering questions that are often based on general knowledge earns you money on the Carry 1st Trivia app. If you get the answer right, you get paid.
In addition to receiving a prize for providing accurate answers, you may increase your knowledge by learning a ton of interesting information from the questions.
Therefore, the Carry 1st Trivia app is unquestionably the greatest option for students looking for apps to make money online in Nigeria.
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10. Chipper Cash
The Chipper Cash app is designed for receiving money, sending money, purchasing data and airtime, and paying bills, but it also allows you to earn some cool money. All you have to do to earn money with this app is to recommend someone.
You may earn up to 1000 Naira, which you could immediately withdraw into your bank account, if the individual uses your referral link to sign up and transfers funds to another chipper cash member.
Then after verification, they will send ₦1000 to the new account created and send it to the other chipper cash account, then both accounts get credited with free ₦1000 each.
So, if you’re looking for apps to make money online in Nigeria, download, and try the chipper cash referral program.
11. Mode Earn App
Searching for reliable music-listening apps to make money online in Nigeria? the mode earns app rewards you just for that.
The Mode Earn App, formerly known as Current Rewards, lets you get paid extra for your regular activities.
This program essentially compensates you for possessing a smartphone by allowing you to play games, listen to music, purchase online, and even charge. Unlocking your phone can potentially make you money.
You receive points for each assignment you finish, which you can exchange for PayPal cash or gift cards. With the Mode make App, you may make up to $600 (₦300,000) year and withdraw as little as $0.10 (₦50).
12. Hawkit
Next on list of apps to make money online in Nigeria is called Hawkit. By completing basic social media chores like liking, commenting, sharing, and subscribing to YouTube channels, publishing advertisements on your WhatsApp status, testing applications, and following social media sites and accounts, you may use this app to make money every day.
Selling goods and services to a sizable Nigerian audience is another way to profit from this app. Hawkit is an excellent app if you’re searching for one that pays real money in Nigerian Naira.
You can get up to ₦50 for reposting content on social media, ₦60 for app reviews, ₦50 for joining a Telegram channel or WhatsApp group, ₦20 for comments, and so on.
13. Opay
Similar to Chipper Cash, opay is a popular fintech app that can be used for a variety of financial activities, including as bill payment, withdrawals, transferring and storing money, and more.
The fact that Opay is one of the apps to make money online in Nigeria is something that most people are unaware of.
Another genuine app for getting money in Nigeria is Opay, which offers a referral program that pays up to N800 per referral.
You may get 800 Naira for free simply by telling your friends and relatives about the app. You must ensure that the person you referred installs, registers, and completes a transaction in order to get this referral incentive.
You will receive 800 Naira when your referee has been validated. The more individuals you recommend, the better.
14. Fiverr
Fiverr is among the best apps to make money online in Nigeria if you are seeking for genuine ones. You may earn money as a freelancer with this software.
You may earn money on Fiverr by providing any of your skills, like as writing, programming, graphics design, internet marketing, or coming up with business names.
Many firms will pay you up to thousands of dollars (millions of naira) for your work. To begin earning money, just download the app, register, create your gig, submit requests, get an order, and get started.
You may withdraw your money from your Fiverr account using Payoneer in Nigeria after completing an order.
15. Upwork
Similar to Fiverr, Upwork is among the apps to make money online in Nigeria for doing online work for people and businesses.
This platform allows you to earn money as a freelance writer, virtual assistant, web designer, graphic designer, music writer, and more.
You may establish your pricing on Upwork using an hourly rate, unlike Fiverr. You may thus decide how much you want to charge for each hour of labor.
Even though Upwork has a lot of really competitive freelancing jobs, there are still plenty of businesses that will hire you.
To start, you just need to download the app, register an account, complete the verification, list your gig and start making money when you get an order. You can withdraw your earnings through Payoneer in Nigeria.
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Which app pays you for watching videos?
Several apps allow users to earn money by watching videos, making it a simple way to generate extra income.
Swagbucks Live rewards users with points (SB) that can be redeemed for cash or gift cards. InboxDollars pays for watching ads, movie trailers, and sponsored content. ClipClaps lets users earn by watching viral videos and playing games.
For those interested in cryptocurrency, Chingari is a TikTok-like platform that pays users in GARI tokens for watching, liking, and sharing videos.
BuzzBreak also rewards users for watching videos and reading news, offering an easy way to earn from online engagement.
Although these apps won’t make you rich overnight, they provide an opportunity to earn passive income in your free time.
By combining multiple apps, you can increase your earnings and make the most of your online activity. Whether for fun or profit, watching videos can now put money in your pocket!
Can these apps make you rich?
While apps to make money online in Nigeria are not a get-rich-quick scheme-the earnings are usually small and very slow-made for a long-term building of wealth.
If your goal is financial freedom, it’s better to explore high-income online opportunities such as freelancing, e-commerce, affiliate marketing, content creation, or digital skills like programming and social media management. These options offer higher earning potential and long-term sustainability.
That said, a number of applications combined, if used consistently, can help one build up small earnings over time, which will be useful for small expenses.
While these apps won’t make you rich, they really do offer the simplest way to earn passive income during your free time. For serious wealth to be amassed, your best bet lies in developing valuable skills and creating scalable streams of income.
Tips for Maximizing Earnings from Money-Making Apps
Diversify to maximize the benefits of these applications; avoid putting all your eggs in one basket. To guarantee a consistent revenue, use many applications.
To balance your profits with your everyday activities, always remember to follow a schedule and preserve security when using these programs.
- Make a schedule to do daily tasks because many online tasks demand constancy.
- Select assignments in your field of expertise to optimize your earning potential on platforms such as Upwork and Freelancer.com.
- Before spending time, exercise caution and do your homework on platforms because some of them could not be trustworthy.
- Your revenue from these applications may start off small, but it may increase with time if you are consistent and work on your skills.
Apps to make money online in Nigeria – FAQs
Is there any app that pays real money?
Yes, there are several apps in Nigeria like Toloka and Swagbucks that pay real money for completing simple tasks.
What Android apps can you win real money?
Android apps like Buzzbreak and Swagbucks let you win real money through surveys, shopping, games, and more.
Which app pays you for watching videos?
Chingari pays you real money for watching videos, along with other activities, making it a top earning app in Nigeria.
What app gives you money just for signing up?
Many apps, including Opay and Chipper Cash, give you money just for signing up, providing an immediate boost to your earnings.
Which apps that can make you rich?
While no app guarantees riches, consistent use of top paying apps in Nigeria like Fiverr and Upwork can accumulate substantial income.
Conclusion
While earning money online is fantastic, it’s even better when you can do it with little effort by utilizing apps to make money online in Nigeria on your phone.
You have learned about all of the legitimate apps to make money online in Nigeria, simply download, register, and begin earning awesome money from home.
References
- Top 20 Best Money Making Apps in Nigeria 2024
- Top 15 Best Money Making Apps in Nigeria 2024 [Earn Real Cash]
