How to use Aella Credit involves downloading the app from the Play Store or App Store, signing up with your personal information, and then applying for a loan.
Aella credit loan app is a mobile loan application that offer more than lending, it extent it’s operations to Bill payment, wealth management, lifestyle service and lots more, giving you the opportunity to access more than one service all in one place.
Whether you’re looking to borrow money, manage your loan, or track your credit history, the Aella Credit app provides a convenient solution.
Here’s everything you need to know about how to use the Aella Credit app.
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Table of Contents
What is Aella credit loan app
Aella Credit loan app is a quick and easy solution for loans and bill payments. As one of the best mobile loan providers in Nigeria, Aella Credit allows users to request loans without needing collateral or physically visiting any of its offices.
Aella Credit is a fintech company created to simplify instant credit and payment solutions for emerging markets.
The platform offers a range of products that promote financial independence, including loans, investments, bill payments, micro-insurance plans, and money transfers.
All of this is available at the snap of your fingers, making how to use Aella Credit for various financial services fast and convenient.
Features of Aella credit app
The aella credi app is a multiple functional app and gives you the opportunity to access different features on the same app.
1. Bill payment
The Aella app offers a fantastic feature that allows you to pay bills without any extra charges, making it an even more attractive financial tool.
How to use Aella Credit for bill payments is simple: once you open the app, you’ll find the bill payment options easily accessible. By clicking on it, you can follow the easy prompts to complete your transactions.
Aella Pay makes bill payments hassle-free by allowing you to pay for services such as airtime (Glo, MTN, Etisalat, 9Mobile), power bills (EKEDC & IKEDC), internet data, transfers, and more, all without incurring any additional fees.
Whether you’re paying for utilities or mobile services, how to use Aella Credit for bill payments ensures a smooth and cost-effective experience.
Aella care
The app, called Aella Care, offers health insurance services. You may use this tool to design a health insurance plan that will provide you with access to reasonably priced, high-quality medical care. Just two thousand naira for all of this.
You will have access to physiotherapy sessions, accidents and emergencies, prescription medications, and much more with Aella Care.
Sometimes getting health insurance seems like a complicated process, but with Aella Care, you can get very affordable health care plans, easy access to hospitals, and prescription drug prescriptions all over Nigeria.
Transfer money
This functionality is what enables the app to function as a digital wallet or mobile wallet, allowing you to send money to various Nigerian banks.
Savings
This is an additional function of the app that lets you save money and earn interest every month.
Just go into your Aella credit account, click on service, and choose wallet interest to get this. You’ll see the interest that has accumulated as well as your savings.
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Buy Airtime
You can easily buy airtime on the Aella Credit app with just a single click. How to use Aella Credit for airtime purchases is simple: first, log in to the Aella Credit loan app and click on the service button at the bottom of the app.
From there, select “Buy Airtime”, and you will be prompted to choose the network for the number you intend to recharge.
After selecting the network, enter the phone number you wish to recharge. Once you’ve entered the number, click on the “Buy Airtime” button, and the airtime will be sent to you instantly.
With Aella Credit, recharging your phone is fast and straightforward, all at the touch of a button.
Aella Credit loan app
The Aella Credit App provides a fast and inexpensive loan; you may apply for one and have the money transferred to your Nigerian bank account without having to provide any documentation or collateral.
It offers five minutes of rapid and simple loan availability. With timely repayments and no paper records, you may raise your credit limit and improve your credit score.
All you need is a smartphone (iOS or Android), BVN, and your basic information.
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Aella credit loan interest rate and fees
Aella loan ranges from ₦1,500 to ₦1,000,000 with a tenor of 60 days to 180 days. The monthly interest rate ranges from 2% – 20% and APR from 22% – 264%/annum.
Aella credit Loan offer:
- Loan Amount (Principal Range): ₦1,500 to ₦1,000,000
- APRs: 22% to 264%
- Monthly interest: 1.5% to 22%
How to register on Aella credit loan app
To register on the Aella loan app, follow these simple steps:
- Download the App: First, download the Aella Credit app from the download section of this guide or from your device’s app store.
- Open the App: Once installed, open the app and grant the necessary permissions it requests.
- Sign Up: Click on the “Sign Up” button and provide the required information, including your first name, last name, email address, phone number, and a secure password.
- Confirm Your Email: After filling in your details, click the “Sign Up” button. You will receive a confirmation email; check your inbox and click on the verification link to confirm your email address.
- Access Your Account: Once your email is confirmed, you will have full access to your Aella Credit account and can start using the app.
By following these steps, you can easily register on the Aella loan app and begin enjoying its range of services.
How to Apply for Aella loan
To apply for a loan on the Aella loan app, simply log in to your Aella account and click on the service button at the bottom of the app.
Next, click on “Get Loan”. Before applying, ensure you have completed your profile and uploaded a profile image.
Once you’re ready, follow the prompts to enter the loan amount you’re requesting, choose your preferred loan term, and submit your loan application for review.
After your application is approved, the loan amount will be credited to your account, and you can easily transfer it to your favorite bank account.
Alternatively, you can request that the loan be sent directly to your bank account. This process makes how to use Aella Credit for loans simple and efficient.
How to repay Aella loan
To repay your Aella loan, simply log in to your Aella Credit loan app and click on the service button at the bottom of the app. Next, navigate to the loan section of the app and click on the “Repayment” option.
You will be directed to the app’s repayment page, where you can select your preferred payment method.
Follow the prompts to complete your repayment smoothly. This process makes how to use Aella Credit for loan repayments quick and easy.
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Why Aella Credit App?
- It provides you with quick and easy loans of up to N1,000,000 without any form of delay. No late fees
- Up to 30% interest cut on early repayment
- No agency/convenience fees for any bill payments
- Store money securely in your wallet, no fee charged
- Wallet transfers to any bank account across Nigeria
- Earn up 26% interest on investments.
Aella loan customer care number
You can always reach Aella at support@aellacredit.com or through the in-app chat, and the customer service team will be on hand to assist you as quickly as possible
- Aella Instagram handle: @Aellaapp
- Aella twitter handle: @Aella
- Website: https://aellaapp.com
FAQs
How to use Aella Credit?
Log in to the app, click on the service button, select “Get Loan,” complete your profile, enter the loan amount and term, and submit your application.
How do I pay bills using Aella Credit?
Open the app, click on the service button, select “Buy Airtime” or “Pay Bills,” choose your service, and follow the prompts to complete the payment.
How do I withdraw a loan from Aella Credit?
Once your loan is approved, the funds will be credited to your account, and you can transfer them to your bank account or request direct bank transfer.
How do I check my loan status on Aella Credit?
Log in to the app, navigate to the loan section, and track your loan status under “Loan History” or “My Loans.”
How do I repay my Aella loan?
Log in to the app, go to the loan section, select “Repayment,” choose your payment method, and follow the prompts to complete your repayment
Conclusion
The Aella loan app is a multipurpose platform that allows you to save and earn interest, pay bills, buy airtime, access healthcare, and apply for loans, all in one place.
With its diverse features, the app offers a convenient and efficient way to manage your finances and daily needs.
With the detailed information provided in this guide, you now have a full understanding of how to use Aella Credit, including how to access its products and services.
Whether you’re looking to apply for a loan, make payments, or save money, Aella Credit offers everything you need in one easy-to-use app.
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