Top 10 Best Home Warranty Companies in the US

When it comes to protecting your home and budget from unexpected repair costs, knowing the best home warranty companies can make all the difference.

Whether you’re a first-time homeowner or a seasoned property investor, having coverage for essential systems and appliances offers peace of mind and financial security.

With dozens of providers on the market, finding the right plan can be overwhelming—especially as offerings, pricing, and customer service standards evolve year by year.

That’s why we’ve done the research for you. In this 2025 updated list, we break down the Top 10 Best Home Warranty Companies in the US, based on key factors like coverage options, pricing transparency, service quality, and customer reviews.

Whether you’re looking for comprehensive protection or budget-friendly plans, our guide will help you choose the best home warranty provider for your needs this year.

Where Can You Find the Best Home Warranty?

Being prepared for unexpected expenses is part of homeownership.

Whether you’re a landlord looking to reduce operating costs, a homeowner trying to sell your property, or just a regular homeowner who wants to be protected against surprise repairs, having a good home warranty can be a lifesaver.

A home warranty is a type of insurance, separate from your home insurance, that covers the cost of repairs or replacements for major systems and appliances in your home.

By choosing the right plan, you can avoid the financial burden of costly repairs so that your home remains safe and functional. Home warranty plans typically offer different levels for different home concerns and budgets.

Basic coverage might include protection for appliances and systems like HVAC, plumbing, and electrical systems.

1. American Home Shield (AHS)

American Home Shield (AHS) is widely recognized as one of the best home warranty companies in the US, thanks to its long-standing reputation and extensive experience in the industry.

Established over 50 years ago, AHS offers highly customizable home warranty plans that cover a wide range of major home systems and appliances.

Whether you need coverage for your HVAC system, plumbing, electrical components, or kitchen appliances, AHS provides flexible options to fit different budgets and homeowner needs.

One of the key advantages of American Home Shield is its nationwide network of qualified and trusted contractors, ensuring prompt and reliable service wherever you live.

Their plans—ranging from basic to comprehensive—allow homeowners to tailor coverage based on their specific requirements.

With a strong commitment to customer satisfaction and transparent policies, American Home Shield consistently ranks among the best home warranty companies, making it a top choice for protecting your home investment and reducing unexpected repair costs.

Pros: Long-standing industry leader with over 50 years of experience. Customizable plans (ShieldSilver, ShieldGold, ShieldPlatinum). Large nationwide network of contractors. Covers both systems and appliances, including optional add-ons
Cons: Higher pricing compared to some competitors. Service fees can be on the higher side (\$75-\$125)
Pricing: Plans start around \$40-\$60 per month, with service fees averaging \$75-\$125 per claim
Customer Reviews: Generally positive for reliability and customer support, though some users during peak seasons.

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2. Choice Home Warranty

Choice Home Warranty is often recognized as one of the best home warranty companies for homeowners looking for affordable and reliable coverage.

Known for its straightforward plans and budget-friendly pricing, Choice covers many common home appliances and systems, including refrigerators, ovens, plumbing, and electrical components.

Their simple and efficient claims process makes it easy for customers to get repairs done without unnecessary hassle.

This combination of value and convenience makes Choice Home Warranty a popular option for those who want essential home protection without breaking the bank.

With transparent terms and responsive customer support, Choice ensures homeowners receive dependable service when they need it most.

For anyone seeking cost-effective coverage that still safeguards key home systems and appliances, Choice Home Warranty stands out as a smart and trusted choice among the best home warranty companies in the US.

Pros: Affordable monthly premiums and low service fees (\$60). Simple, easy-to-understand plans. Covers major appliances and systems
Cons: Limited coverage on certain items compared to premium plans. Mixed reviews on claim processing speed
Pricing: Plans start near \$30-\$35 per month, with a \$60 service fee
Customer Reviews: Many praise the affordability and coverage, but some note slower claim resolutions.

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3. Select Home Warranty

Select Home Warranty is considered one of the best home warranty companies thanks to its competitive pricing and comprehensive coverage options.

Their plans cover a broad range of home systems and appliances, and they offer a variety of add-ons, allowing homeowners to customize coverage based on their unique needs.

Whether you want to protect your HVAC system, plumbing, or major appliances, Select Home Warranty provides flexible solutions that fit different budgets.

The company is also known for its responsive and helpful customer service, ensuring that claims are handled efficiently and professionally.

This reliability and customization make Select Home Warranty a solid choice for homeowners seeking dependable protection and peace of mind.

With its balance of affordability and thorough coverage, Select Home Warranty stands out as a top option among the best home warranty companies in the US.

Pros: Competitive pricing with flexible add-ons. Good customer service and claims process. Offers free roof leak coverage with some plans
Cons: Service fees vary (\$60-\$125) depending on the plan. Some users mention difficulties with contractor scheduling
Pricing: Plans typically \$29.99 to \$49.99 monthly; service fees vary
Customer Reviews: Positive overall, especially regarding coverage options; occasional complaints about claim delays.

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4. TotalProtect Home Warranty

TotalProtect Home Warranty is recognized as one of the best home warranty companies for its customizable plans and valuable additional perks.

Homeowners can choose from Appliances, Systems, or Combo plans, tailoring coverage to fit their specific needs and budgets.

What sets TotalProtect apart are unique benefits like free roof coverage and optional pest control services, adding extra protection beyond typical home warranty offerings.

Customers also appreciate TotalProtect’s quick claim processing, supported by a user-friendly online system that simplifies filing and tracking claims.

This digital convenience helps ensure timely repairs and efficient communication. While service fees may be slightly higher than some competitors, many homeowners find the added perks and flexibility worth the investment.

Overall, TotalProtect combines comprehensive coverage options with enhanced benefits and a streamlined claims experience, making it a strong contender among the best home warranty companies for 2025.

Pros: Includes unique perks like pest control and roof coverage. Transparent terms and easy claims process. Customizable plans
Cons: Slightly higher service fees (\$85 average). Coverage exclusions on certain appliances
Pricing: Plans from \$35 to \$50 per month; \$85 average service call fee
Customer Reviews: Mostly favorable, highlighting professionalism and extra perks.

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5. First American Home Warranty

First American Home Warranty is widely regarded as one of the best home warranty companies for homeowners seeking affordable yet reliable coverage.

Known for its straightforward plans, First American focuses on protecting major home appliances and systems, including heating, plumbing, electrical, and kitchen appliances.

Their plans are designed with budget-conscious homeowners in mind, offering essential coverage with the option to add on extra protections as needed.

One of the company’s standout features is its quick response time, ensuring that service requests are handled promptly and efficiently.

Available in many states, First American combines solid coverage with competitive pricing, making it a practical choice for those who want dependable home warranty protection without breaking the bank.

With transparent policies and a commitment to customer satisfaction, First American Home Warranty continues to earn praise as a trusted provider among the best home warranty companies in the US.

Pros: Budget-friendly plans and straightforward coverage. Quick response times on claims. Good reputation in several states
Cons: Coverage can be limited without add-ons. Some customers experience delays in repairs during busy periods
Pricing: Around \$30 to \$40 per month; \$75 service call fee typical
Customer Reviews: Generally positive with some reports of customer service challenges.

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6. Home Warranty of America (HWA)

Home Warranty of America (HWA) is recognized as one of the best home warranty companies thanks to its flexible plans and strong customer satisfaction record.

HWA offers a variety of coverage options that protect major home systems and appliances, allowing homeowners to select plans that best fit their needs and budgets.

One of HWA’s key strengths is its extensive nationwide network of qualified contractors, ensuring timely and professional repairs across the country.

This wide reach, combined with responsive customer service, helps homeowners feel confident that their home investment is well protected.

HWA’s commitment to transparency and reliable service has earned it positive reviews and a loyal customer base.

Whether you’re a first-time buyer or a seasoned homeowner, Home Warranty of America provides comprehensive and adaptable coverage options, making it a dependable choice among the best home warranty companies in the US for 2025.

Pros: Flexible plans with solid coverage. Large contractor network. Responsive customer service
Cons: Service fees can vary widely (\$65-\$125). Some customers note inconsistencies in contractor quality
Pricing: Plans from \$35 to \$60 per month; \$65-\$125 service fee
Customer Reviews: Good ratings overall, with some isolated issues regarding repairs.

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7. Liberty Home Guard

Liberty Home Guard is widely regarded as one of the best home warranty companies due to its transparent pricing and exceptional customer service.

One of its standout features is the option to choose plans with no service call fees, which helps homeowners avoid unexpected out-of-pocket expenses when filing claims.

Liberty Home Guard offers comprehensive coverage options that protect major home systems and appliances, allowing customers to customize their plans to fit their specific needs.

Their straightforward policies and commitment to transparency make it easier for homeowners to understand what’s covered and what to expect.

Many customers praise the company for its quick response times and professional contractor network, enhancing the overall warranty experience.

For those seeking reliable protection without hidden fees or surprise charges, Liberty Home Guard is an excellent choice among the best home warranty companies in the US.

Pros: No service call fees on some plans. Transparent pricing and terms. High customer satisfaction ratings
Cons: Limited availability in some states. Slightly higher monthly premiums for no service fee plans
Pricing: Plans typically \$45-\$60 per month; some waive service fees
Customer Reviews: Highly rated for customer service and ease of claims.

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8. Cinch Home Services

Cinch Home Services is considered one of the best home warranty companies for its extensive and flexible coverage options.

Unlike many competitors, Cinch offers plans that go beyond standard home systems and appliances, including unique protections like roof leak repairs and pest control services in select plans.

This broader coverage makes Cinch an attractive option for homeowners looking for more comprehensive protection.

Their plans are designed to be adaptable, allowing customers to tailor coverage to their specific needs and budgets.

Cinch also boasts a strong reputation for reliable service and a user-friendly claims process, supported by a nationwide network of qualified contractors.

Many customers appreciate the company’s responsiveness and thorough coverage, which helps reduce unexpected repair costs.

For those seeking flexible and wide-ranging home warranty protection, Cinch stands out as a trusted choice among the best home warranty companies in the US.

Pros: Broad coverage including roof leaks and pest control. Flexible plan options. Strong online customer portal
Cons: Higher monthly costs compared to basic plans elsewhere. Service fees range from \$75-\$125
Pricing: Plans start around \$45 per month; \$75-\$125 service fees
Customer Reviews: Generally positive, with praise for comprehensive coverage.

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9. Landmark Home Warranty

Landmark Home Warranty offers straightforward, reliable coverage with affordable monthly premiums, making it a popular choice among homeowners seeking budget-friendly protection.

Their plans start as low as \$19.99 per month, with service fees ranging from \$100 to \$125 per claim, allowing customers to select the option that best fits their financial situation.

The company provides comprehensive coverage for major home systems and appliances, including HVAC, plumbing, and electrical systems.

Additionally, Landmark offers optional add-ons to further customize coverage based on individual needs.

Their extensive network of contractors ensures timely and professional service across the regions they serve .

While Landmark Home Warranty has a strong reputation for affordability and comprehensive coverage, customer experiences vary.

Some homeowners have reported delays in claim processing and challenges with contractor availability during peak seasons.

It’s essential for prospective customers to carefully review the terms and conditions to understand coverage limits and exclusions.

Pros: Affordable monthly premiums. Easy claims process with growing contractor network. Covers major appliances and systems
Cons: Service fees around \$85 can add up.Some reports of slower claim response times
Pricing: Plans about \$35 per month; \$85 service call fee
Customer Reviews: Mostly positive; some customers wish for faster service.

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10. 2-10 Home Buyers Warranty

2-10 Home Buyers Warranty (2-10 HBW) is a trusted leader specializing in both standard home warranties and new home warranties, making it a top choice for buyers of newly constructed homes.

Their coverage is comprehensive, designed to protect major structural components such as foundations, roofs, and load-bearing elements, as well as essential systems like plumbing, electrical, and HVAC.

Additionally, 2-10 HBW covers key appliances, providing homeowners peace of mind against unexpected repair costs. What sets them apart is their strong emphasis on customer service, ensuring responsive and reliable support throughout the warranty period.

Their warranties are specifically tailored to meet the needs of new homebuyers, often required or recommended by home builders, which adds an extra layer of trust and value.

Overall, 2-10 HBW offers thorough protection combined with exceptional customer care, making it a reliable partner for anyone investing in a newly built home.

Pros: Specializes in new homes and builder warranties. Comprehensive structural and systems coverage. Excellent reputation in new construction market
Cons: Limited appeal for older homes or resale warranties. Slightly higher pricing due to specialized coverage
Pricing: Varies widely based on home size and age; typically \$500-\$800 annually
Customer Reviews: Very positive for new homebuyers; praised for thorough inspections and coverage.

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Conclusion

The best home warranty companies combine comprehensive coverage, reliable customer service, and transparent terms to protect homeowners from unexpected repair costs.

Leading providers excel in covering major systems, appliances, and structural components while offering flexible plans tailored to different needs.

Customer satisfaction and timely claims processing are key differentiators, ensuring peace of mind for homeowners.

Ultimately, the best home warranty company balances thorough protection with responsive support, helping homeowners safeguard their investments efficiently and confidently.

FAQs

What does a home warranty typically cover?

A home warranty usually covers major home systems like plumbing, electrical, heating and cooling, as well as key appliances such as refrigerators, ovens, and dishwashers. Coverage varies by plan and provider.

How is a home warranty different from homeowners insurance?

Homeowners insurance protects against damage from events like fires or storms, while a home warranty covers the repair or replacement of worn-out or malfunctioning home systems and appliances.

Can I get a home warranty for a newly built home?

Yes! Some companies, like 2-10 Home Buyers Warranty, specialize in new home warranties, offering tailored coverage for new construction defects and system failures.